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| 1. |
Check
the policy carefully for correct information.
Postal codes, ages and location addresses can
affect your rate. |
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| 2. |
Are
you getting the additional age discount for mature
adults? |
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| 3. |
Check
deductibles. Higher deductibles results in savings. Chieftain Insurance has a minimum of $1000 Deductable. Be sure to try $1000 deductable on collision if that is something you can afford. |
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| 4. |
Are
you paying for coverage you don't need?
If your car is over 5 years old, you may want
to take off the collision. |
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| 5. |
Are
you an abstainer? (non drinker) |
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| 6. |
Are
you a non smoker? |
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| 7. |
Have
you been consistent with one insurance company,
or do you switch every few years? |
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| 8. |
Install
an alarm system in your home and car. |
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| 9. |
If
you have a small claim, pay it yourself and save
your insurance for the big one. |
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| 10. |
Combine
both your house and car policies for the extra
discounts. Not all companies do this. |
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| 11. |
Pay
up front rather than monthly, or look at a 3 pay
policy. |
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| 12. |
Talk
to one of our brokers who has your interest in
mind. |
